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Homeowner’s
Protects your home’s structure and personal belongings against risks such as fire, theft, wind, and loss of use. Includes liability coverage for injuries occurring on your property.
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Renters
Protects tenants from financial loss due to theft, damage, or liability. Covers personal belongings, temporary living expenses, and guest injuries—an affordable way to protect what matters.
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Auto
Liability and full coverage options available. Helps cover accidents, damage, theft, and related expenses, with flexible protection to fit your needs.
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These get included once Rochelle passes exams.
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Umbrella
Provides additional liability coverage when the limits of your home, auto, or boat policies are exceeded. Helps protect assets such as savings and future income from lawsuits and major claims. Covers bodily injury, property damage, and legal fees, with broad protection against risks like dog bites, swimming pool accidents, and teen drivers.
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Supplemental Medicare
Includes Part A, Part B, Part B deductible coverage, and Medigap plans. Helps fill the gaps in Original Medicare by covering out-of-pocket costs such as copayments, coinsurance, and deductibles.
Inland Marine
Specialized property coverage that protects mobile business equipment, tools, products in transit, and valuable goods off site, which are often excluded from standard commercial property policies. It is crucial for businesses with assets on the move – contracts, truckers and tech firms to offer protection against theft, fire and damage..
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Personal Watercraft
PWC for Jet skis, Wave runners covers damages to you PWC, liability for bodily injury/property damage, theft or vandalism..
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Motorcycle* and Off Road Dirst Bikes and ATVs
*Legally required for typical liability coverage for both bodily injury and property damage, with average costs for full coverage. Policies often include, optional, crucial coverage such as comprehensive (theft, vandalism) and collision.
Not typically required by law, highly recommended to cover theft and damage. Policies often cover comprehensive (fire, theft) collision, and liability for injuries or property damage caused to others.
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