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A two-story suburban house with a white exterior, black shutters, and a steep gray roof. A person is watering plants on the front porch. The lawn is lush and green, with a sidewalk in the foreground and trees on both sides.

Homeowner’s

Protects your home’s structure and personal belongings against risks such as fire, theft, wind, and loss of use. Includes liability coverage for injuries occurring on your property.

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A window with a 'FOR RENT' sign and prices displayed, reflecting with icons of lights and a blue sky outside.

Renters

Protects tenants from financial loss due to theft, damage, or liability. Covers personal belongings, temporary living expenses, and guest injuries—an affordable way to protect what matters.

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A white BMW coupe parked on an open lot with a blue sky and white clouds in the background.

Auto

Liability and full coverage options available. Helps cover accidents, damage, theft, and related expenses, with flexible protection to fit your needs.

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These get included once Rochelle passes exams.

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A yellow umbrella with a black hook handle reflects on a calm body of water, surrounded by green trees on a foggy day.

Umbrella

Provides additional liability coverage when the limits of your home, auto, or boat policies are exceeded. Helps protect assets such as savings and future income from lawsuits and major claims. Covers bodily injury, property damage, and legal fees, with broad protection against risks like dog bites, swimming pool accidents, and teen drivers.

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An elderly woman and man sitting on a sofa, looking at their phones and a piece of paper, with a coffee table in front of them containing papers, a notepad, and cash. The background features a bookshelf with plants and decorative items, and the room has colorful walls and cushions.

Supplemental Medicare

Includes Part A, Part B, Part B deductible coverage, and Medigap plans. Helps fill the gaps in Original Medicare by covering out-of-pocket costs such as copayments, coinsurance, and deductibles.

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A semi-truck driving on an open highway with a desert landscape and mountains in the background

Inland Marine

Specialized property coverage that protects mobile business equipment, tools, products in transit, and valuable goods off site, which are often excluded from standard commercial property policies. It is crucial for businesses with assets on the move – contracts, truckers and tech firms to offer protection against theft, fire and damage..

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Two people riding a jet ski on the water, with a second jet ski in the background, during daylight.

Personal Watercraft

PWC for Jet skis, Wave runners covers damages to you PWC, liability for bodily injury/property damage, theft or vandalism..

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A person riding a motorcycle on a winding mountain road surrounded by green trees, wearing a black helmet and black riding gear.

Motorcycle* and Off Road Dirst Bikes and ATVs

*Legally required for typical liability coverage for both bodily injury and property damage, with average costs for full coverage. Policies often include, optional, crucial coverage such as comprehensive (theft, vandalism) and collision.

Not typically required by law, highly recommended to cover theft and damage. Policies often cover comprehensive (fire, theft) collision, and liability for injuries or property damage caused to others.

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